I sympathize, as I like to use text files a lot, and it's nice to have an instant way to get them created where you want.
I have solved this for myself with a homemade autohotkey script that's mainly a macro. I'm no programmer, and it was a bit of a struggle to get it to work from ANY place in an open folder, and to work on the Desktop. Check out Autohotkey
and see if you want to do it.
If you're interested I could post the script, but it would almost certainly have to be modified (i.e., tailor-made) to work in a completely different computer and explorer setup than mine, so you would still have work to do.