I'm sorry it's taken SOOOOO long to write back! I have Norton and it kept trying to log me in under the wrong name/password etc...so I'd try, give up, try again, give up...finally went back to an OLD email sent to me and clicked on it to get in. Long, boring story but really, I do apologize.
I will try to be sure I save the way you suggested. I guess I'll repost the other questions I had and see if anyone can help me with those. I do, very much, appreciate your help with some of this!