ok ladies and gentlemen, i came bearing some good news, i think i found the problem (or solution) i think, after almost pulling my hair from getting that error and checking the back up disk and it kept coming back clean, i had an intuition to run the check disk on the source disk (i.e. C:/ or whatever your main drive is called, the one that is being backed up), and i found two bad cluster files, after the clean was done and windows rebooted, i ran the backup again and had success.
now i am assuming this could be the problem because if you think about it, it is also involved in backup process as an I/O (or input output). i hope this helps Fun Fact:
i joined this forum just to post that, i found this site so helpful i thought it was about time i repaid the favor