I thought I'd described my problem well enough, but maybe I'm not understanding your solution. When I have all of this going on in Chrome (Which btw, I am adamant in using

I can't get the part in Chrome where you change those options, ie; clear cache, bookmarks, etc. I'm assuming you meant do it w/in Chrome. If I go to internet options in IE9, and delete my browsing history, etc, does it amount to the same as if I'd done it in Chrome????
I posted this ? on the Chrome site as well - and have not heard nary a peep out of them, so thank you to my fellow sevenforums user's! I'm going to keep trying what has been working - the last time it happened, I uninstalled/reinstalled, it worked fine, so I created a sys restore point their. The next time it happened I restored to that point and it worked ok, so now I've been creeping along, and if I happen to add/lose something in my c: drive I create a restore pnt. and next will restore to most recent etc.
I think this is a Chrome bug - and will be fixed. Try Chrome out - whatever IE9 can do, Chrome can do faster.
Thank you to all who read this!