Quote: Originally Posted by ThrashZone
Besides the obvious difference ?
Debit card is digital check directly from a checking account
Credit card is pretty much a loan with a credit limit.
Master card is usually a debit card but not always same as Visa/ Discovery card ....
Thank you both of you very much indeed,
To address these points, could you please go through the entire points below:
I have the following Cards in Yemen:
1- a MasterCard(screen shot below), sometimes called Internet Cards-Prepaid, issued by my bank(Tadhamon International Islamic Bank) in Yemen. But as said before, 'NOT a Credit Card' is written on it. So, a MasterCard is diffidently not a Credit card
2- Local 'ATM' Debit Card(screen shot below), which is with blue cover, but there is no Visa, Mastercard, American Express, or any other corporation mentioned on its cover at all. All what is said is 'This card could be used at all ATM machines and/ or merchants within Yemen only.
With this card, I can withdraw money from my account /check all my account transactions via any ATM machines within Yemen only
. However, I think I cannot use it to internet use since there is no CSC, nor any other digits typed in it. Except, there is a 16-digit number. (XXXX XXXX XXXX XXXX) . As a result, I think that this card is a Credit Card
3- I was having the International Visa-Electron Debit Card(screen shot below), which diffidently could be used at all ATM machines and/ or merchants worldwide
. With this card, I was able to withdraw money from my account/ check all my account transactions via any ATM machines worldwide. But, my Bank cancelled such cards. I think that this card is a Credit Card as well.
Furthermore, In saying that MasterCards are not Credit Cards, I cite Tadhamon International Islamic bank Visa Card
, issued by Tadhamon International Islamic Bank (TIIB), is one of the global payment methods that meets customers' needs who is willing to use credit cards worldwide either for purchasing, paying financial obligations and getting cash.
, I think any cards can be used at all ATM machines and/ or merchants on the internet worldwide/domestically
, then they are Credit/Debit Cards. However, any cards can be used at all merchants on the internet, they are not Credit Cards nor Debit Cards, but they are Internet Cards.
Yes, Mastercard, and Visa-Electronic Card are ones of the payment methods accepted by many online sellers at eBay.com, and so on.
However, It doesn't matter whatever Card I can use, but what is my most concern as a Yemeni citizen is the reliable delivery to my specified shipped address in my home country 'Yemen'. Since most of the items shipped to my country 'Yemen' get stolen or lost in the Yemeni Customs. (I.e. Yemeni Customs don't care about delivering the items to a buyer). In my experience, I have been only using Mastercard/ Internet Cards-Prepaid for only purchasing programs which have not needed any shipping to my country. So, no worries have been there.
. However, with purchasing items which need to be shipped, my problems would be here. So, I have been expecting that I would be given a different way in delivering my items to be shipped to my specified shipping address by using Paypal payment as Diosoth
said some advantages of using Paypal below (I have never ever used a Paypal payment at all). So, I can be quite sure that my items will be delivered to me with using Paypal payment???.
Quote: Originally Posted by Diosoth
Some basic things-
1) Many sellers will only send to Paypal verified addresses. As long as the address you wish to send to is verified, it should be okay.
2) Paypal now allows up to 180 days to file a claim, and if for whatever reason you can't file a claim on eBay you can do so direct through Paypal.
3) Paypal's policy is that a seller must provide tracking that proves DELIVERY, not merely shipment. Otherwise the buyer is likely to get a refund on a claim.
4) A seller's own stated policies really don't mean anything- it's whatever eBay and Paypal says are the rules regarding refunds or returns. This effectively kills "no returns" or "sold as-is" policies.
Also, I read at Paypal, this statement:
From payment to delivery, we're on your side.
If an item does not arrive, is damaged, or differs from the description, you may be eligible for a refund. Learn more about Buyer Protection.
So, would you think it is completely different when purchasing using Paypal payment even if my items would be shipped to such a country like Yemen. Put a hundred lines under Yemen.
Since items shipped to Yemen usually either get lost or stolen, I've been thinking of another way which is purchasing items with my credit card billing address
(Note: My MasterCard with which I would purchase was issued in Yemen). However, let my Primary shipping address be my friend's Primary shipping address residing in another country (Saudi Arabia).
However, I have noticed at eBay.com, this statement.
Primary shipping address - This is where you'd like to receive items you purchase.
Note - Some sellers require shipment to a credit card billing address registered at PayPal (also known as a Confirmed Address).