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Windows 7: Purchase advice from eBay

27 Aug 2015   #21
ThrashZone

Win-7-Pro64bit 7-H-Prem-64bit
 
 

Yes a credit card is the least of the 2 evils at least when not if there is a breach in security the maybe out credit money not real money like with a debit card or check routing numbers...

Personally after reading the terms... I would probably get a pre paid card like a walmart card where it's really connected to nothing sort of like a gift card but how much cash you keep putting into it but I don't know if it will work because nobodies name is really connected to it :/
My System SpecsSystem Spec
27 Aug 2015   #22
ignatzatsonic

Microsoft Community Contributor Award Recipient

Windows 7 Home Premium SP1, 64-bit
 
 

Quote   Quote: Originally Posted by Hadramawt View Post

You still insist on saying that Paypal is a payment processor only- you have to use your credit card or bank account through them.

However, I have seen that the icon of a Mastercard is shown in the screen shot below, which means I can use a mastercard through Paypal.
What is the contradiction?

Mastercard IS a credit card.

You can buy goods and pay with Mastercard or you can buy goods and pay directly from your linked bank account.
My System SpecsSystem Spec
27 Aug 2015   #23
Diosoth

Windows 7 Home Premium x64
 
 

I think he may be confusing his debit card for a credit card- yes, those can be used the same way, but they aren't a credit card.

Credit cards give you a pre-authorized spending limit which you have to pay back after using the card.

Debit cards can only spend cash that is already in the account- either a bank account or an amount paid to a prepaid card company.
My System SpecsSystem Spec
.

27 Aug 2015   #24
Hadramawt

Windows 7 Home Premium 64Bit
 
 

Quote   Quote: Originally Posted by ignatzatsonic View Post
Quote   Quote: Originally Posted by Hadramawt View Post

You still insist on saying that Paypal is a payment processor only- you have to use your credit card or bank account through them.

However, I have seen that the icon of a Mastercard is shown in the screen shot below, which means I can use a mastercard through Paypal.
What is the contradiction?

Mastercard IS a credit card.

You can buy goods and pay with Mastercard or you can buy goods and pay directly from your linked bank account.
Thanks a lot.
No at all, Mastercard is completely different from Credit card, I think. I have a Mastercard on whose cover 'this is not a Credit card' is written. Also, My Credit card is my card which is used to withdraw money from the ATM machines of the bank issued my Credit card. However, I cannot use my Mastercard to withdraw any money from the ATM, although the same bank which issued the Mastercard and Credit card. The difference is that my Credit card is associated with my bank account number. However, my Mastercard is not associated with my bank account number.


1- If I am confusing A debit card for a Credit card. Then what difference is there between:
Debit Card
Credit Card
Master Card

2- If MasterCard was a Credit Card, then why would 'this is not a credit card' be written on the cover of my Mastercard?




Another questions is

Yes, Mastercard is one of the payment methods accepted by many online sellers at eBay.com, and so on. I can purchase directly from online sellers using my Mastercard. However, I have been expecting that Paypal payment would be different in delivering my items shipped to my specified shipping address in more reliable way than using Mastercard as you said some advantages of using Paypal below (I have never ever used a Paypal payment at all). So, I can be quite sure that my items will be delivered to me. However, I have been only using Mastercard for only purchasing programs which have not needed any shipping to my country. My most concern is stealing the items shipped to my country in Yemen customs .


Quote:
1) Many sellers will only send to Paypal verified addresses. As long as the address you wish to send to is verified, it should be okay.

2) Paypal now allows up to 180 days to file a claim, and if for whatever reason you can't file a claim on eBay you can do so direct through Paypal.

3) Paypal's policy is that a seller must provide tracking that proves DELIVERY, not merely shipment. Otherwise the buyer is likely to get a refund on a claim.
My System SpecsSystem Spec
27 Aug 2015   #25
ignatzatsonic

Microsoft Community Contributor Award Recipient

Windows 7 Home Premium SP1, 64-bit
 
 

As far as I know, Visa, Mastercard, and American Express are the 3 largest issuers of credit cards in the world.

Credit cards are the main business for all 3 corporations.

Visa has debit cards. Mastercard and American Express may have debit cards; I'm not sure.

This is Mastercard as it is known outside of Yemen:

https://www.mastercard.us/en-us/cons...ersonal.html#/


Maybe you have something else entirely.

Perhaps you have a Mastercard debit card? My Visa debit card says "Debit" on the front to indicate that it is not a credit card.
My System SpecsSystem Spec
27 Aug 2015   #26
ThrashZone

Win-7-Pro64bit 7-H-Prem-64bit
 
 

Besides the obvious difference ?
Debit card is digital check directly from a checking account
Credit card is pretty much a loan with a credit limit.

Master card is usually a debit card but not always same as Visa/ Discovery card ....
My System SpecsSystem Spec
28 Aug 2015   #27
Hadramawt

Windows 7 Home Premium 64Bit
 
 

Quote   Quote: Originally Posted by ThrashZone View Post
Besides the obvious difference ?
Debit card is digital check directly from a checking account
Credit card is pretty much a loan with a credit limit.

Master card is usually a debit card but not always same as Visa/ Discovery card ....
Thank you both of you very much indeed,
To address these points, could you please go through the entire points below:

I have the following Cards in Yemen:
1- a MasterCard(screen shot below), sometimes called Internet Cards-Prepaid, issued by my bank(Tadhamon International Islamic Bank) in Yemen. But as said before, 'NOT a Credit Card' is written on it. So, a MasterCard is diffidently not a Credit card as ignatzatsonic said.
Purchase advice  from eBay-internet-card.jpg

2- Local 'ATM' Debit Card(screen shot below), which is with blue cover, but there is no Visa, Mastercard, American Express, or any other corporation mentioned on its cover at all. All what is said is 'This card could be used at all ATM machines and/ or merchants within Yemen only. With this card, I can withdraw money from my account /check all my account transactions via any ATM machines within Yemen only. However, I think I cannot use it to internet use since there is no CSC, nor any other digits typed in it. Except, there is a 16-digit number. (XXXX XXXX XXXX XXXX) . As a result, I think that this card is a Credit Card

Purchase advice  from eBay-local-atm-debit-card.jpg


3- I was having the International Visa-Electron Debit Card(screen shot below), which diffidently could be used at all ATM machines and/ or merchants worldwide. With this card, I was able to withdraw money from my account/ check all my account transactions via any ATM machines worldwide. But, my Bank cancelled such cards. I think that this card is a Credit Card as well.

Purchase advice  from eBay-visa-electron.jpg

Furthermore, In saying that MasterCards are not Credit Cards, I cite Tadhamon International Islamic bank Visa Card, issued by Tadhamon International Islamic Bank (TIIB), is one of the global payment methods that meets customers' needs who is willing to use credit cards worldwide either for purchasing, paying financial obligations and getting cash.


In conclusion, I think any cards can be used at all ATM machines and/ or merchants on the internet worldwide/domestically, then they are Credit/Debit Cards. However, any cards can be used at all merchants on the internet, they are not Credit Cards nor Debit Cards, but they are Internet Cards.



Secondly: Yes, Mastercard, and Visa-Electronic Card are ones of the payment methods accepted by many online sellers at eBay.com, and so on.

However, It doesn't matter whatever Card I can use, but what is my most concern as a Yemeni citizen is the reliable delivery to my specified shipped address in my home country 'Yemen'. Since most of the items shipped to my country 'Yemen' get stolen or lost in the Yemeni Customs. (I.e. Yemeni Customs don't care about delivering the items to a buyer). In my experience, I have been only using Mastercard/ Internet Cards-Prepaid for only purchasing programs which have not needed any shipping to my country. So, no worries have been there.. However, with purchasing items which need to be shipped, my problems would be here. So, I have been expecting that I would be given a different way in delivering my items to be shipped to my specified shipping address by using Paypal payment as Diosoth said some advantages of using Paypal below (I have never ever used a Paypal payment at all). So, I can be quite sure that my items will be delivered to me with using Paypal payment???.



Quote   Quote: Originally Posted by Diosoth View Post
Some basic things-

1) Many sellers will only send to Paypal verified addresses. As long as the address you wish to send to is verified, it should be okay.

2) Paypal now allows up to 180 days to file a claim, and if for whatever reason you can't file a claim on eBay you can do so direct through Paypal.

3) Paypal's policy is that a seller must provide tracking that proves DELIVERY, not merely shipment. Otherwise the buyer is likely to get a refund on a claim.

4) A seller's own stated policies really don't mean anything- it's whatever eBay and Paypal says are the rules regarding refunds or returns. This effectively kills "no returns" or "sold as-is" policies.
Also, I read at Paypal, this statement:
From payment to delivery, we're on your side.
If an item does not arrive, is damaged, or differs from the description, you may be eligible for a refund. Learn more about Buyer Protection.


So, would you think it is completely different when purchasing using Paypal payment even if my items would be shipped to such a country like Yemen. Put a hundred lines under Yemen.



Finally: Since items shipped to Yemen usually either get lost or stolen, I've been thinking of another way which is purchasing items with my credit card billing address(Note: My MasterCard with which I would purchase was issued in Yemen). However, let my Primary shipping address be my friend's Primary shipping address residing in another country (Saudi Arabia).

However, I have noticed at eBay.com, this statement.
Primary shipping address - This is where you'd like to receive items you purchase.
Note - Some sellers require shipment to a credit card billing address registered at PayPal (also known as a Confirmed Address).


My System SpecsSystem Spec
30 Aug 2015   #28
Hadramawt

Windows 7 Home Premium 64Bit
 
 

Could anyone please reply to my previous points?
My System SpecsSystem Spec
30 Aug 2015   #29
Diosoth

Windows 7 Home Premium x64
 
 

Well, as the rule states, some sellers will only ship to the confirmed Paypal address on file. It's part of eBay's seller protection rules.

As far as not getting your goods- Paypal generally requires PROOF OF DELIVERY for packages. A tracking number isn't enough. Packages above a $250 value also must be sent in a manner that the recipient must sign for for sellers to receive protection. That may mean something like registered mail, which can be a slow delivery method. A recent purchase from Hungary took 5 days to leave Hungary, another 7 days to show up in the US and another 8 days to reach me. If a buyer files a claim against a package that hasn't arrived, the seller must provide tracking info that shows actual delivery, otherwise the buyer is refunded in full.

My bank debit card is a Mastercard- both Visa and MC issue debit cards.
My System SpecsSystem Spec
30 Aug 2015   #30
ThrashZone

Win-7-Pro64bit 7-H-Prem-64bit
 
 

Yep that's a sticky situation that can only be solved by asking PayPal for options for your region :/
My System SpecsSystem Spec
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