I'm sorry about the irritated response to start with, I was just a bit fed up that every site I visited seemed to say that nothing was wrong and I was getting frustrated at not being able to fix a problem that seemed to be a byproduct of failed memory handling on Windows behalf. So I apologize for that, my temper just flared up a bit.
My system specs are:
CPU: Intel Core i7 2.8GHz
Motherboard: Asus P6T SE
GPU: 1GB Sapphire ATI RADEON HD 5770
Ram: 4x2GB DDR3 1600 MHz Corsair XMS3
SSD: 64GB Crucial RealSSD C300
HDD: 2x1.5TB Seagate Barracuda 7200.11 SATA-300 7200rpm 32MB
PSU: SilverStone ST75F 750 Watt
At the time when I got the message I was playing COD: Blackops and I would guess that the two main possible culprits would be Chrome or Skype. I was actually video chatting on Skype at the time and that means that Skype takes up about 250MB of RAM and I almost always have some Chrome windows open and due to the fact that I have quite a few extensions it actually runs quite high in RAM, for example right now as I'm writing this Chrome as a whole is actually taking up 1GB of Private memory and 1GB in private virtual memory with 500 MB in mapped virtual memory (don't know which number was needed). Other than those two I didn't have other notably RAM heavy programs running.
@logicearth: I do have a pagefile which is the size that Windows recommends 12274MB and it resides on one of the 1.5TB drives and is set such that Initial Size and Maximum Size or both set to 12274MB.
I hope this helps and I appreciate any support (even though I started sounding like I didn't