Hello Rocky1948 & welcome to the forums...
I'm not too sure about Microsoft Photo Viewer, but a 3rd party app Zoner Photo Studio does contacts very well.
There are numerous templates with all sorts of text options (ISO, description, file name etc etc) that allow you to print 1,2,4,8,16..... prints per sheet. There are many
I'd thoroughly recommend this program - I've given up on Adobe Photoshop elements and just use Zoner
for all my photo editing & organising.
As I say, I'm not exactly answering your question, but it's a possibility you might want to look into. Good luck!