I love saving everything to my desktop.... of course it's a folder (somewhere) but it's also right there in your face. Anything you save to "Desktop" will never get lost.
Till I learned that trick, many years ago now, I was always loosing things.
Then you can put it somewhere else, later, if you like.
I've had my browser set to save to "Desktop" like....Forever!
That way, I never loose anything.
Same thing when I use ImgBurn to make an ISO of a CD or DVD.....I always tell it to save the ISO to my desktop. It just makes life so much easier.
To keep my C drive from getting overloaded with misc. STUFF that I download, I've made an "Extra Stuff" folder on my D drive with a shortcut to it on my desktop.
When I'm done with something I've downloaded, like an install file or an ISO, I just drag and drop it on the 'Extra Stuff' icon on the desktop and VOILA, it's OFF of my C drive and in storage.
With just a little planning, keeping your C drive free of junk (files that you no longer need on your C drive) isn't all that hard.