@ Sunitamishra
Contact your PC manufacturer or motherboard manufacturer to get the proper procedure on how to update your BIOS to the latest. If your BIOS is already the latest and your BIOS/Windows still shows 3GB useable it's a BIOS/chipset limitation with your motherboard; you cannot do anything about it until your computer/motherboard manufacturer decides to fix/update this via BIOS update.
As for your computer hanging and running slow, it maybe just a conscious thing that's going on in your head or you have a bad install of Windows. I was running 4GB (3GB useable) on my Acer Veriton without a hitch.
If it indeed is a bad Windows install, a re-installation is highly advised and this time with 32-bit if that's still an option.
Let us know your results.