Thank you for reply, yes it sounds similar to the problems you gave links to..except mine is gone immediately after restart...
And on top of that I made a folder on desktop called "tools", I rebooted and poof, the folder is gone

Where did it go??? It seems that something keeps resetting W-7 to some default, or something like that, but I don't want to speculate
For your info, I did a clean install on a New 64GB Samsung SSD...so no viruses.
The only things that I fiddled with, was to relocate the "User" file to another disc, following the tutorial...
TIA...cheers