Windows 7: Account problem after install

After HDD failure ... clean install of Windows 7 Ultimate 64b on C drive .. (SSD)

Trying to install programs to D drive (less frequntly used programs) I get error:

"You don't have access to write to install directory"

or "Installer has insufficient privileges to access the directory"

My account is the administrator account and also at this point was the only account ....

I tried creating a seperate administrator account (.. logged in with that and same errors )

I know usual answer is right click and run as administartor ... when I 'right click' I don't get that option.

Is your account an Admin-level account as shown in Control Panel>User accounts?

Does this problem occur with any installer or just one?

If you're right clicking on any .exe and you get no Admin prompt then I would reinstall following the steps to get it perfect: Clean Reinstall - Factory OEM Windows 7

You can also try taking ownership of the D drive: Take Ownership Shortcut