re poor speeds
Its a real problem in the UK the way ISPs quote speed as 'up to 20Mbit' etc where you get 20Mbit next door to the telephone exchange, then it drops off with distance eg 2km = 5Mbit. Of course the 5Mbit depemds on condition of the copper wire, junction boxes etc.
Fibre, having greater capacity, has less contention issues than ADSL. My friend is on a budget (high contention) adsl deal and her speed drops from 2M to 0.5M at peak times. I don't see any drop on FTTC.
Living in a large city, I'm 200m from the FTTC box. People out in the country will not see FTTC for years, and some are still on dial-up.
see what speed your neighbour is getting UK Broadband Speed Test with Broadband StreetStats