I think you just pointed out the main vulnerability anyone could end up seeing with an SSD of "not being able to recover data" to some extent that is. There are data recovery services that are able to salvage some ? of what you may lose when and if and SSD goes south on you.
The other option of course can be used with any drive namely the option to create a full system image of the drive or create one with 3rd party ware to recover later in the event a drive needs to be replaced.
Of course thats a reality for any drive type.
Here when planning out this build I said capacity was the concept when deciding on just what drives would go in. SSDs were just coming out at the time and like any brand new hardware it takes time to work out all the bugs once something new is in mass production and to see who would be making them as for quality concerns.
As of late the capacity on your typical sata drive with mechanical platters will likely be seeing a sudden increase over the next several years. Seagate is working on changing the costing used on drive platters from the platinum to a more conductive/magnetic surface where they estimate a 20tb for laptop, 60tb capacity for desktop 3.5" drives.With tech breakthrough, Seagate promises 60TB drives this decade - Computerworld