It's funny, because ALL of my RAM was usable some time ago. (I have no idea how long ago this was, but it was on the same OS) I am using Windows 7 Professional 32-bit.
I know about the whole 32-bit issue where some say you can't use much more than 3GB. Well, I WAS. I wouldn't be writing this thread if I hadn't noticed.
Currently, the RAM usable is down to 3.12GB, and there is a noticeable lag in performance because of this. Not sure what caused the computer to reevaluate/use less RAM, but I would like it fixed.