you have sad that product of adobe can make this crash ,, I have formated some pc and I had not installed any product of Adobe was the problem was apper...
"Ronald k " you can un chenced -- go Start > Run > msconfig > to the meny > Startup and then you can unchecked the adobe product
another metod to correct this problem is ....
go to folder of windows live product C:\Program Files\Windows Live\
and go to the folder Contacts
and you see a file .exe named wlcomm.exe
go properties > Compatibility > Run the program in compatibility mode for : Windows 95
Restart the pc
and hopes that work for you