Can I have speakers & headphones both working in Win 7 + RealTek?

Before building a new PC, I had a simple solution in having headphones (with a MIC)and my speakers working at the same time. I put a 2-1 splitter in the back of my machine, and had the speakers/headphones running off one connection.

Now, I have built a fancy new system, which has headphone (+ MIC) jacks at the front of the case (which I connected onto the motherboard via the Digital Audio Connector). So now I only have my speakers connected in the rear, and have plugged in the headphones into the front of the case.

My problem is that I have not been able to configure RealTek (using the latest 2.53) software that when I speak to someone in Skype, so that I can hear them both on speakers and the headphones at the same time. It has to be either hearing the other party via speakers or headphones.

In the advanced settings of RealTek, I have selected:

(*) Make Front and Rear output devices play back different audio streams simultaneously.

Since I always have the headphones plugged in, unless I take them out every time, my speakers would be muted unless I selected the option above.

Am I missing something? Any advise is appreciated!

Wow - never thought that no one knows how or possibly, is there no solution for this?