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I might look into the kapersky stuff. I keep hearing a lot of people say it's the best out there.[/QUOTE]
Does MSE have a URL checker ? Most of the time I have contacted a virus/malware it has been while clicking URLs after a search.
I use Kaspersky Internet Security 2012 which performs well. Check Amazon and other online retailers, average cost is $20-25 for 1 year license. As stated above, no system is perfect. MSE gets positive reviews in this forum.
Let me say I am not a patient person. But with a virus you have as described above by Golden, I would recommend backup and clean install to positively insure it is removed.