Sorry but, this folder template issue confuses me

It seems that using one of the above folder templates will alter ALL of my folders throughout the whole computer. Is that true?
I don't want that to happen.
For example, I have folders for docs, folders for photos, folders for music files - I suppose we all have.
Sometimes photos and images are displayed in a folder layout that is more suited to music files.
At other times my music files are arranged in a folder that has headings for images. Grrhh. Specifying Folder Options has no effect - it never has worked, for me.
I don't seem to be able to win with this one.
The problem was with me in XP and is still haunting me in Win 7.
Will using A Selection of the folder templates that I like resolve my problem and display photos in a picture folder, docs in a documents folder, and music files in a music folder. Or can I use but one folder template.