Thanks for your reply.
I did a 'clean install' which seemed to go without a hitch, and I have already installed 32 apps and performed additional organization and configuration of the new system. Doing another 'clean install' would be very 'distasteful' and a repeat of more than a day's work (I do not do these things, hastily). I was using a 3-pak installation disk. Might it have a different 'build' with things missing? I understand that in some builds, some essentail drivers had not been included, causing installation headaches.
So, if it is true that a new restore point is created after each exit/reboot, perhaps I'll forgo the luxury of setting the restore point, manually, and just reboot whenever I want to set a new one. Of course, I'd lose the labeling feature of a manually set restore point.