Random BSOD and programs crash, Ram settings wrong

That's unusual, those are very mild increases.

Does it crash with 2 RAM cards?

Did you see the Edit I made for the DRAM and QPI/Vtt voltages?

Did you make the voltage changes?

Are you taking out the same RAM card each time you check the system with two cards installed?
If you are, then remove another card, be sure the remaining two cards are in the correct slots for dual channel.

Set the DRAM voltage to 1.60v.
Set the QPI/Vtt voltage to 1.24v.

Counting from the CPU, the RAM should be in slots 2,4 and 6.

If two cards are stable and you've tested all three cards, then these setting should be working.

Change the BIOS to F11, this should help.
Test the RAM at the initial settings and voltages you started with, if not stable we'll bump up the voltages slowly.
DRAM voltage and QPI/Vtt voltage at BIOS defaults.
First four timing settings should be 9,9,9,25, leave the rest on auto.
Change the RAM 'Command Rate' to 2.