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#21
Don't worry about your BIOS. The default setting is fine in your particular case.
RAID is a superset which includes AHCI.
You are most likely dealing with a driver issue for your particular machine class. This is common for Big Name PCs, laptops especially. You may need a chipset driver update.
Please provide a screenshot of your device manager.
Another option for you is HotSwap!
This app may, or may not, get you past this challenge.