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# Windows 7: Excel Formula Help please...

 20 Nov 2010 #1 BomberAF Windows 7 497 posts Liverpool Excel Formula Help please... This is probably very simple and I have got it working but it isn't working how I want it to work. I have created an Excel document to show my monthly payments of a bank loan. I have created 3 columns in the first column is the payment number, in the second column is the amount that the loan is after I have made a payment, and in the third column I want to know how much the loan has been reduced by after the bank has taken interest off. I have just put this formula in the 3rd column, =SUM(D4-D5), and then dragged this formula down into all the other rows I want this to work in which it does. The problem I am having with this is that the number from the 2nd column get placed in the 3rd row, below the amount that has been reduced, and I would like it to stay at £0.00 as it looks better. Here is what I mean If you notice the number I enter in the balance column appears in the reduced by column, and I don't want it too because it looks very unprofessional. Can someone please help me out with this please. My System Specs
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 20 Nov 2010 #2 Bill2 Windows 7 x64 pro/ Windows 7 x86 Pro/ XP SP3 x86 5,145 posts Try using IF ISBLANK. So, the formula could be something like =IF(ISBLANK(D5),"",SUM(D4-D5)) My System Specs
 20 Nov 2010 #3 BomberAF Windows 7 497 posts Liverpool Quote: Originally Posted by Bill2 Try using IF ISBLANK. So, the formula could be something like =IF(ISBLANK(D5),"",SUM(D4-D5)) Thanks for that it worked a treat, now I know I am being fussy, but all the cells that had £0.00 in the rest of the spreadsheet have just gone blank. How can I get the cells to have £0.00 in them again, but keep the value from being carried? My System Specs
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 20 Nov 2010 #4 Bill2 Windows 7 x64 pro/ Windows 7 x86 Pro/ XP SP3 x86 5,145 posts Try this. =IF(ISBLANK(D5),0,SUM(D4-D5)) Otherwise, you could insert a string =IF(ISBLANK(D5),"£0.00",SUM(D4-D5)) You may need to adjust the formatting etc. My System Specs
 20 Nov 2010 #5 BomberAF Windows 7 497 posts Liverpool Quote: Originally Posted by Bill2 Try this. =IF(ISBLANK(D5),0,SUM(D4-D5)) Otherwise, you could insert a string =IF(ISBLANK(D5),"£0.00",SUM(D4-D5)) You may need to adjust the formatting etc. Once again many thanks that was very helpfull I have learned something today, just wish I could rep you more but alas I can only rep you once, if I see you around I will give you some more. My System Specs
 20 Nov 2010 #6 Irene Windows 7 Home Premium 64bit 3,076 posts Stafford, England Another possible is... You would of course need to drag the formula down through the rest of the column. Attached Images My System Specs
 20 Nov 2010 #7 Irene Windows 7 Home Premium 64bit 3,076 posts Stafford, England Quote: Originally Posted by Irene Another possible is... You would of course need to drag the formula down through the rest of the column. This formula basically says: If the number in column 'C' is more than zero, take C3 from C2, otherwise enter zero in the column 'D' cell. My System Specs