New
#10
PC's are cheaper because of the bloatware as these bloatware vendors have contracts with the mfgs to include this stuff.
If I were to buy a premade PC, I would simply uninstall the crap that I didn't want. Run Windows update. Then image the box. The image would be my restore point at any time in the future.
Personally, I usually just opt for building the system myself, buying a retail copy of Windows and just doing the install myself. I pay a little more...but like many of you have said, paying a bit more money is simply worth it to me.