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#11
There is nothing magical about SSDs as far as the user experience goes.
Your PC will boot in about 30 seconds. Applications will open very quickly--less than 1 second for Word and about 4 seconds for Photoshop on my PC.
Any disk operations will be much quicker---virus scanning for instance.
I would not get a 240 GB SSD unless money is of little concern and ALL of your data will fit on it. The more common choice would be to get an SSD of perhaps 80 to 120 GB for the OS and ALL applications and then use another internal or external HDD for all data.
Good brands: Samsung, Intel, Crucial. They are probably the most reliable and all are much faster than any HDD.
Whether to get an SSD is purely a matter of preference, not necessity. If you have better uses for the money, don't do it. If you do switch, you may well find it worthwhile and would not likely want to go back to HDD for OS and applications.