There is a rather popular idea that commit charge is equal to the sum of pagefile and RAM usage. That is NOT correct. There is no relationship between RAM usage, pagefile usage, or any combination of the two. Any apparent relationship is just coincidence. Unfortunately many otherwise well informed sources have got this wrong.
The commit charge is a rather difficult concept to understand. Most descriptions I have seen are quite technical or wrong. Essentially it is a measurement of storage space that the memory manager has committed or promised to have available. This storage can be either in RAM or the pagefile. The commit limit is the sum of RAM size, plus pagefile size, minus a small overhead. Windows will not commit or promise more storage than it actually has available. For that reason the commit charge can never exceed the commit limit.
The commit charge is a measurement of potential storage that may be required. Typically actual usage of that storage will be less than is committed. It will often be much less.
Reserved memory is another concept entirely and I will not discuss it here. There is no committed storage for it and in 64 bit Windows 8.1 and Windows 10 it can be many TB, larger than RAM or disk size.