Increasing voltage to stabilize an overclock is the basic method. Only one problem. You are not overclocked. There is no reason you should have to increase voltage to run at stock. There is a problem somewhere. There is no test for a motherboard. It is possible that the voltage regulator for the motherboard is not distributing the voltage properly. There is also a possibility that your previous high overclocks of that CPU damaged it. There are other possibilities too such as the PSU not providing the power it should at high demands. The list is pretty extensive. Suffice it to say that your computer not running Prime at stock indicates something is definitely wrong.
It also seems that any changes to your ram causes problems. Simply changing from 1T to 2T (2T is more stable) causes it to crash right away. Even if you have done it already, do this again. Please follow the instructions exactly.
Please Run Memtest86+
Information
Please download from this site only
http://www.memtest.org/ in the middle of the page are the Download links, you can download the ISO.zip or the Auto USB Flash Drive installer.zip
Extract the Zip file. If you chose the ISO image, burn it to a CD using Windows Disk Image Burner or any Image burner you may have. If you downloaded the Auto USB installer, extract it, insert your USB 2.0 Flash Drive and take note of the drive letter. Run the installer, select the Flash Drive Letter, check the format box and press next. It will install memtest86+ to a flash drive. You can use either V4.20 or V5.01. Boot from your selected media. If you use V5.01 it will tell you to press certain buttons at the start,
please press no buttons. The test will begin on it's own and continue to run until you stop it. It needs to run for 8 complete passes or until you receive an error. If you receive an error, stop the test. Even 1 error is a fail. Each pass tests a different part of the ram and each of the 10 tests in each pass tests something different. It takes a minimum of 8 passes to completely test the ram, more passes are better. It is quite a long test and will take several hours depending on how much ram you have. Due to the time length it is best to run overnight. If you have any questions, please do not hesitate to ask.
Run it for 8 complete passes and lets try once more to see if it is a ram problem that will show itself.