From NewEgg, you actually get your money back. I once returned an SSD to them and they refunded the money to my credit card.
well, that's newegg, fry's is different....
That is why I only buy from NewEgg - even if they are a few dollars more expensive. They are serious people. I once complained that the item I bought was offered $40 cheaper 3 days after I bought mine - they gave me a $25 credit to my credit card. That's what I call friendly customer service. And it was not even them lowering the price. It was the manufacturer offering a MIR.