My goal is to make a folder inaccessible to the user account that is used for everyday computing, as protection in case the Cryptolocker virus infects it. (I plan to have an extra backup run to that folder everyday, in addition to my regular backups.)
I plan to create an admin account that is only there because the backups will be run from it.
So I am not concerned about a user changing permissions, I don't believe the virus can do that, at least not yet.
Thanks